Class Action Lawsuits are filed by individual plaintiffs in a class action lawsuit against an insurance company. Class actions, as opposed to class settlements or trials, allow multiple plaintiffs to file suit together, with the hope of negotiating compensation from the defendant.
It is usual for insurance companies to fight class action lawsuits in court. In this article, we’ll explain what a class action lawsuit is, and how you can use it to take your Allstate insurance dispute to court. Let’s also talk about some of the most common defenses against these lawsuits.
Class Action Lawsuit Against Allstate Insurance
Insurance companies fight these lawsuits on many different levels. For one, they don’t want to be responsible for paying any of the settlement costs, which would raise their insurance premiums. They also don’t like the idea of having to deal with a case where they have to admit that they were negligent and that the policy was at fault. Finally, the insurance company simply doesn’t want to have to deal with the hassle, time-consuming process of a lawsuit.
To make a success of your Allstate Insurance lawsuit, you need to carefully outline your case.
Make sure you understand the nature of your claim and the types of injuries you have suffered from. Keep in mind, however, that it is usually impossible to prove each point in the class action lawsuit, so you will need to attach documents to support your claim (i.e., doctor bills, receipts for medical care, etc).
Attaching receipts is particularly important if you have lost wages or suffered pain and suffering. Once you’ve gathered all the supporting documentation, call your attorney and ask them to file the lawsuit on your behalf.
If you have substantial medical bills or lost wages because of your injury, your attorney should be able to help you pursue an Allstate Insurance lawsuit.
Your attorney should collect statements from your doctor and business owners about your injury. They should also try to obtain statements from any witnesses who were at the scene of your accident. Again, your attorney should gather all the supporting documentation before calling the insurance company’s attorney to make a claim. That way, if there are questions about your case, they will be able to clarify things and move the process along much faster.
If you’re unable to obtain an Allstate Insurance class action lawsuit on your own, you will still have some other options.
Contact the Insurance company and find out what kind of class action lawsuit they offer. There may be a different procedure for your particular case. If that’s the case, talk to your attorney and find out whether or not they provide class action litigation lawyers. Sometimes they might handle multiple cases like yours and save you the hassle of finding an attorney on your own.
You might also want to talk to a claims adjustor.
The claims adjustor is responsible for investigating your case and gathering all of the appropriate information to present to the court. You’ll probably be assigned a case number, so keep a look out for their phone numbers at your local office. Once you have an insurance case number, call the claims adjustor to learn more about the process and your rights.